Why Won't My Insurance Pay for this?

I always here people talk about how insurance won't pay for certain things.  Well, let's look at that a little closer.  What are Insurance companies in business for?  If you were a bank and an insurance company was trying to start up a new business and wanted a loan from you, what would their business goals be?  What is their bottom line?  Why are they in business?  TO MAKE A PROFIT!  They are responsible to share holders and they are in the business of making money.  What does that have to do with your health?  Not much.  And let's look at the word health care.  Is it really about health, or is it about trying to get you healthy when your sick or dying of a disease?  If it were really healthcare, wouldn't they cover things like gym memberships, yoga, pilates classes?  Or at least a discount?  It's really not healthcare, it's sick care.  When you get sick, you can use your insurance.  Which brings up the next catch phrase I hear constantly, and that is preventive medicine.  Does a mammogram prevent cancer?  No.  It has the potential to catch it at an earlier stage, but it doesn't prevent it.  I'm not suggesting that mammograms are bad, and that you shouldn't get one, but to say that it prevents cancer is not true.  You already have cancer by the time it shows up on the mammogram.  Early detection medicine would be a more fitting title.  
So what is Healthcare?  It is caring for people's health.  It consists of professionals, practitioners who are teaching people healthy lifestyle habits now, so that they can live a happy, healthy life.  Unfortunately, your insurance company doesn't understand this, therefore, they won't pay for services that are truly healthy and preventive.  This doesn't mean they are less effective than other treatments.  It just means that what insurance pays for, and what will keep you healthy are two entirely different things.